SILVER BULLET FINANCE SOLUTIONS

What Is A Private Mortgage?

Private Mortgages are business-to-business loans, using private finance capital to help borrowers who need fast and flexible business finance solutions. Traditionally, companies or trusts commit security in the form of the following:

  • Real Estate, either Residential, Commercial or Industrial;
  • Charge over a Business or Business Assets;
  • Charge over Private Assets;

This security is written into the loan agreement, to protect the private mortgage lender in case of default.

Why Choose A Private Mortgage?

1.

In today’s uncertain economic environment, some businesses find it difficult to obtain short term loans from traditional banks due to the strict and lengthy application process.

The time it takes from application to approval and receipt of funds is often longer with traditional loans. A Silver Bullet Finance Solution helps businesses access funds sooner, with less hoops to jump through.

2.

The inability of the borrower to reflect serviceability of the new loan and/or bad credit rating.

Silver Bullet Finance are finance and investment experts. We will work with you to ensure your business success isn’t limited by a serviceability assessment.

3.

The tightening credit regulations and the uncertain global financial situation mean more and more borrowers are looking to alternate finance options to meet their needs.

Silver Bullet Finance are giving companies, trusts and self-managed super funds the freedom of choice, and flexibility they need to meet their goals.

4.

Private Mortgages allow borrowers to work closely with the lender, ensuring funds are delivered on time – to meet any business deadlines that arise.

You will work directly with the experienced team at Silver Bullet Finance, not a faceless call centre offshore. Meaning you get the best service and advice, in the timeframes you need it.

5.

Loan approval is usually quick, within 5 days if all the information is supplied at application.

Our Private Mortgages are assessed and approved faster than conventional lending options. With settlement usually within 2-3 days from approval.

How Is A Caveat Loan Different From A 1st Or 2nd Mortgage?

Most borrowers will be familiar with 1st and 2nd mortgage loans, much as you require for the purchase of a private dwelling using traditional lenders such as banks.

Silver Bullet Finance offers this purchase opportunity to businesses as well, but only for business purposes and the quality of the security reflects the rate of interest applicable on these loans.

A Caveat loan is by way of Loan Agreement and an unregistered Mortgage and/or charge against the relative security offered by the borrower. The lodged caveat reflects the Lenders equitable interest in the transaction.

LOAN MATRIX

Compare the features of our private loans

Private First Mortgages

Interest Rate 0.75% – 1.25%

Per Calendar Month
Interest Rates 1 effective 6/2/2019

Applicable Fees:

Lender, Legals, Valuation (if applicable) & Intermediary

Term For:

Companies, Businesses, Trusts & ABN holders – Min 1 month up-to 5 years

Amounts:

$30,000 – $2,000,000

Max LVR:

Varies – no set limits but typically 70%, 72.5% & 75%

Fast Second Mortgages

Interest Rate 1.25% – 2%

Per Calendar Month
Interest Rates 1 effective 6/2/2019

Applicable Fees:

Lender, Legals, Valuation (if applicable) & Intermediary

Term For:

Companies, Businesses, Trusts & ABN holders – Min 1 month up-to 5 years

Amounts:

$30,000 – $500,000

Max LVR:

Varies – no set limits but typically 70%, 72.5% & 75%

Fast Caveat Loans

Interest Rate 2% – 5%

Per Calendar Month
Interest Rates 1 effective 6/2/2019

Applicable Fees:

Lender, Legals, Valuation (if applicable) & Intermediary

Term For:

Companies, Businesses, Trusts & ABN holders – Min 1 month up-to 5 years

Amounts:

$30,000 – $300,000

Max LVR:

Varies – no set limits but typically 70%, 72.5% & 75%

Very Urgent Caveat Loans

Interest Rate 3% – 5%

Per Calendar Month
Interest Rates 1 effective 6/2/2019

Applicable Fees:

Lender, Legals, Valuation (if applicable) & Intermediary

Term For:

Companies, Businesses, Trusts & ABN holders – Min 1 month up-to 5 years

Amounts:

$30,000 – $300,000

Max LVR:

Varies – no set limits but typically 70%, 72.5% & 75%

Apply Online

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